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Fintech Software Development Built for Regulatory Scrutiny
SOC 2 controls, PCI DSS architecture, and audit-ready infrastructure for financial products that operate in regulated environments.
Financial Software Operates Under Layered Compliance Requirements
Fintech products face compliance obligations that compound. PCI DSS applies to any system that touches payment card data—with requirements for network segmentation, access controls, encryption, and audit logging that are prescriptive and audited. SOC 2 is increasingly required by enterprise buyers before they will integrate or share data with a financial platform. Bank-level partners and processors impose their own security review requirements.
Building financial software without these requirements as design constraints produces systems that fail security reviews, can't close enterprise deals, and require expensive remediation before processing real transactions. The architecture decisions that matter for compliance are made early—data isolation, access control models, logging infrastructure—and they are difficult to retrofit later.
We design fintech software with compliance constraints established before implementation begins. Access controls designed to satisfy minimum privilege requirements. Audit logging configured for the events financial compliance teams actually need. Encryption and network architecture that matches PCI and SOC 2 control requirements.
What We Build for Fintech
- Payments and transaction platforms — Processing infrastructure with PCI DSS-aligned network segmentation, access controls, and audit logging
- Financial data pipelines — Ingestion, transformation, and storage architecture for sensitive financial data with access controls and comprehensive event logging
- SOC 2-ready SaaS platforms — Multi-tenant financial software with control environments designed to support SOC 2 Type II audits from day one
- AI-assisted financial analysis — Retrieval-augmented systems for transaction analysis, anomaly detection, and reporting with human oversight workflows
- Compliance reporting systems — Automated systems that generate regulatory reports from operational data, reducing manual reconciliation and reporting risk
- Secure API platforms — Developer-facing financial APIs with authentication, rate limiting, audit logging, and security review documentation
Frequently Asked Questions
Yes, with appropriate scoping. PCI DSS requirements depend heavily on how your system interacts with card data—systems that store, process, or transmit cardholder data have different requirements than those that redirect to payment processors. We assess your PCI scope early and design architecture that satisfies the applicable requirements or reduces your compliance scope where possible.
Earlier than most founders expect. SOC 2 Type II requires evidence collected over an observation period of 6-12 months. The time to implement technical controls is before that observation period begins—and the time to design for compliance is before you build. We help you understand what controls apply and design your system to satisfy them from the start.
Yes. We assess existing systems, identify compliance gaps against applicable frameworks, and implement remediation incrementally to minimize disruption. We prioritize by risk—addressing the most significant gaps before less critical ones, and documenting the remediation for your compliance team and auditors.
AWS and Azure, depending on your requirements and existing environment. Both offer services with PCI DSS and SOC 2 coverage. We design infrastructure using services within your compliance boundary and configure them with appropriate security controls, logging, and network architecture for financial workloads.
Do you build systems that handle payment card data?
When should we start building for SOC 2?
Can you help with existing fintech infrastructure that wasn't built for compliance?
What cloud infrastructure do you use for financial systems?
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